Low Rates.
Great Products.
Unbeatable Service.
Chat with us for a FREE Home Loan Consultation.
Fill out our contact form to hear from one of our dedicated loan officers about the best offers for you and find out how you can get pre-approved today!
A great service for those looking to buy a home. They made the process simple and hassle-free while still getting us a great rate. Highly recommend using HAF!
Daniel B.
About Residential Mortgages
Home Financing Assistance
We are pleased to offer a wide variety of home financing programs to meet the needs of most home buyers and homeowners. Whether you are looking to purchase your first home, refinance a rental property, or buy a vacation home, we’ve got you covered.
We offer some of the most competitive pricing in the marketplace and we place great pride in our level of customer service. We keep an open line of communication throughout the loan process to ensure you know the status of your home loan each step of the way.
Variety of Purchase Loans, including Low and Zero Down Payment Options, Government-Backed Loans, Jumbo Loans, and Conventional Financing
Highly competitive interest rates
Commitment to superior, personalized service for every borrower
Years of industry-related experience serving home buyers
Wide Range of Mortgage Programs
Considering Refinancing?
As a homeowner, you may be able to take advantage of lowering your monthly mortgage payment, reducing your overall interest, or getting cash through refinancing.
Lock in a lower interest rate and reduce your monthly mortgage payment
Shorten your loan term to pay off more of your loan each month
Use a Cash-Out Refinance to receive cash to help pay other expenses
Switch from an Adjustable Rate Mortgage (ARM) to a Fixed Rate Mortgage
Our Mortgages
Financing for All Types
Not sure what type of mortgage you're looking for? Home Access Financial provides a variety of mortgage products to fit your specific needs. Let's chat about what you're looking for.
5 Smart Offer Strategies to Win the Home You Love
In today’s market, it’s not just about offering the most money—it’s about making your offer stand out. Here are five proven strategies to help you do just that.
1. Include Your Pre-Approval Letter
Already done—great job! Make sure to attach it with your offer to show you're serious and ready to go.
2. Offer a Strong Earnest Deposit
A larger deposit can give sellers more peace of mind that you won’t back out.
3. Limit Contingencies
Talk with your Realtor about keeping your offer clean. Fewer contingencies can make it more attractive.
4. Write a Personal Letter
A heartfelt note can go a long way, especially if you connect with the seller’s story.
5. Be Flexible on Closing Timeline
Sometimes, giving the seller their ideal close date beats out a higher offer.
Want help prepping a competitive offer? Let’s chat before you send it in.
Testimonials
Our Process
Learn About the Home Buying Process
Weather you're just starting to save or already have a house in mind, we can help you get the keys to your new home!
Mortgage
Pre-Qualification VS. Pre-Approval
Both prequalification and pre-approval are important steps in your mortgage process, but knowing when each of these should be done can be a bit confusing. Your first step should be connecting with a qualified mortgage loan officer to find out more about programs that could fit your needs.
Your Mortgage Process
Pre-Approval
Home Shopping
Offer Accepted
Closing
Your Mortgage Process includes steps to help you figure out what financing you'll need and connect you with a Realtor to find the perfect home for you! But your first step is connecting with a mortgage loan officer to help you navigate and understand the whole process.
How to Apply for a Mortgage
Are you interested in financing your home purchase?
It all starts with a phone call to Home Access Financial. We'll connect you with a knowledgeable mortgage loan officer who can answer any questions you may have and take your application over the phone. You'll be on your way to pre-approval in just a short 10-minute phone call!
Popular Programs
Popular Low and Zero Down Programs Include:
Home Ready
Home Possible Advantage
VA Loans
FHA Loans
FHA 203K
USDA Loans
HomeOne
One+
And More!
Connect with a mortgage loan officer to find out more information about these programs and how you could qualify!
Popular Searches
Licensing & Disclosures
NMLS #1516011
Equal Housing Lender
100 S. Ashley Drive, Suite 1150, Tampa, FL 33602
866-516-1937
Contact us today for a free rate and home loan consultation
© Home Access Financial. All Rights Reserved | Program, Rate & APR Examples Home Access Financial provides home financing assistance throughout the State of Florida, Georgia, South Carolina & North Carolina. We offer a wide variety of home loan programs to meet the purchase and refinancing needs of most residential home buyers and homeowners. | GA 1516011 | NC L-205485 | FL MLD2112 | SC MLS-1516011 | TN 1516011 | Copyright 2023 All rights reserved | Contact us today for a free rate quote and home loan consultation.